Welcome, and thank you for your interest in PrivacySteward.org, Inc., a not-for-profit organization (“PrivacySteward.org” or “We” or “Us”),
which operates the web site located at http://privacysteward.org (the “Website”). The following Terms of Service are a legal contract
between you (“You”) and PrivacySteward.org regarding your use of the Website. Visitors and users of the Website are referred to individually
as “User” and collectively as “Users”.
The PrivacySteward.org website is a voluntary best effort by its founder to provide a useful online privacy resource for families.
PLEASE READ THE FOLLOWING TERMS OF SERVICE CAREFULLY. BY REGISTERING FOR, ACCESSING, BROWSING, OR USING THE WEBSITE, YOU ACKNOWLEDGE
THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THE FOLLOWING TERMS AND CONDITIONS, INCLUDING THE PRIVACYSTEWARD.ORG
PRIVACY NOTICE AND ANY ADDITIONAL GUIDELINES (AS DEFINED BELOW) (COLLECTIVELY, THE “TERMS”).
The information contained in this website is for general information purposes only. The information is provided by PrivacySteward.org
and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, expressed
or implied, about the completeness, accuracy, reliability, suitability with respect to the website or the information, products,
services, or related media contained on the website for any purposes. You acknowledge that such information and materials may
contain inaccuracies or errors and we expressly exclude liability for such inaccuracies or errors to the fullest extent permitted by law.
Any reliance you place on such information is therefore strictly at your own risk.
Please be advised that the content found on PrivacySteward.org has not necessarily been reviewed by people with the expertise required
to provide you with complete, accurate or reliable information. That is not to say that you will not find valuable and accurate
information at PrivacySteward.org; much of the time you will. However, PrivacySteward.org cannot guarantee the validity of the information
Table Of Contents
Not Professional Advice
Content & Linking Disclaimer
External Sources of Information
No Formal Peer Review
Modification of Terms
No Contracts; Limited License; Excluded Content
Disclaimers; No Warranties
Limitation of Liability and Damages
Dispute Resolution and Arbitration
1. Not Professional Advice
If you need specific advice (for example, medical, legal, financial or risk management) please seek a professional who is licensed or knowledgeable in that area.
2. Content and Linking Disclaimer
Although we work hard to ensure information on our website remains accurate, it is quite possible that a companies privacy programs, certification status or available
choices may have been updated on their websites but not on ours. As a result content on our website may become stale or obsolete or no longer be accurate.
We therefore recommend using our website as a source of information and reference as it was intended to be and to always cross check with the institutions website.
PrivacySteward.org also provides hypertext links
to many external web pages (“external links”). These external links are to a company’s contact
or services pages, privacy news, articles, reports and other content we deem to be current and relevant for our users.
However, by providing external links, PrivacySteward.org neither guarantees, approves, nor endorses the information or products available
on these web pages. More so, we may remove external links from time to time, without notice, temporarily or permanently, if we believe the
information is no longer relevant or accurate or if we receive a request to do so by the web page owners.
3. External Sources of Information
Some of content that appears on the website was obtained from public domain sources, primarily US Government Databases, Websites and Reports or from various profit
and not-for-profit content provider for use with proper attribution with the objective of making PrivacySteward.org website a more useful resource for consumers.
4. No Formal Peer Review
PrivacySteward.org is not peer reviewed. While users may submit requests, corrections or engage in casual peer review, they have no legal
duty to do so and thus all information read here is without any implied warranty of fitness for any purpose or use whatsoever.
None of the contributors, sponsors, administrators or anyone else connected with PrivacySteward.org in any way whatsoever can be
responsible for the appearance of any inaccurate or libelous information or for your use of the information contained in or linked
from these web pages.
5. Modification of Terms
PrivacySteward.org reserves the right, at our discretion, to change, modify, add, or remove portions of the Terms at any time.
Please check the Terms and any Guidelines periodically for changes. Your continued use of the Website after the posting of changes
constitutes your binding acceptance of such changes. For any material changes to the Terms, PrivacySteward.org will make reasonable
effort to provide notice to you of such amended Terms, such as by an email notification to the address associated with your account
or by posting a notice on the Website, and such amended terms will be effective against You on the earlier of (i) your actual notice
of such changes and (ii) thirty days after PrivacySteward.org makes reasonable attempt to provide you such notice. Disputes arising
under these Terms will be resolved in accordance with the version of the Terms in place at the time the dispute arose.
6. No Contracts; Limited license; Excluded Content
Please make sure that you understand that the information provided here is being provided freely, and that no kind of agreement or contract is
created between you and the owners or users of this site, the owners of the servers upon which it is housed, the individual PrivacySteward.org
contributors, any project administrators, or anyone else who is in any way connected with this project subject to your claims against them directly.
You are being granted a limited license to copy textual material from this website,
except where otherwise noted, in which case you are subject
to terms of the content provider.
Moreover, the limited license only applies to textual material and not to any images, videos, music, software or hardware, which, in all cases
is the property of PrivacySteward.org.
Furthermore, the limited license granted to you does not create or imply any contractual or extra contractual liability on the part of
PrivacySteward.org or any of its agents, members, organizers or other users.
There is no agreement or understanding between you and PrivacySteward.org regarding your use or modification of this information beyond
the Creative Commons Attribution-Sharealike 4.0 Unported License (CC-BY-SA) and the GNU Free Documentation License (GFDL); neither is anyone
at PrivacySteward.org responsible should someone change, edit, modify or remove any information that you may provide or post on PrivacySteward.org.
Any of the trademarks, service marks, collective marks, design rights or similar rights that are mentioned, used or cited on PrivacySteward.org
are the property of their respective owners. Unless otherwise stated PrivacySteward.org is neither endorsed by nor affiliated with any of the
holders of any such rights and as such PrivacySteward.org cannot grant any rights to use any otherwise protected materials. Your use of any
such or similar incorporeal property is at your own risk.
It is our policy to respond to clear notices of alleged copyright infringement. Upon receipt of a Digital Millennium Copyright Act (DMCA)
compliant notice, PrivacySteward.org, Inc., will expeditiously remove or disable access to the content that is the subject of the notice.
If you are a copyright owner or an authorized agent thereof, and you wish to file a notice of infringement with us, then you may submit
a notice by providing PrivacySteward.org Inc.’s Designated Copyright Agent with the following information in writing (please consult
your legal counsel or See 17 U.S.C. Section 512(c)(3) to confirm these requirements):
A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works on the PrivacySteward.org website
are covered by a single notification, a representative list of such works at that site.
Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or
access to which is to be disabled, and information reasonably sufficient to permit PrivacySteward.org to locate the material.
Information reasonably sufficient to permit PrivacySteward.org to contact you, such as an address, telephone number, and, if available,
an electronic mail address at which you may be contacted.
A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright
owner, its agent, or the law.
A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf
of the owner of an exclusive right that is allegedly infringed.
Please note that under Section 512(f) of the DMCA, any person who knowingly materially misrepresents that material or activity is infringing may be
subject to liability. If you are unsure whether the material available online infringes your copyright, we suggest that you contact an attorney
before sending us a notice.
PrivacySteward.org Inc. designated agent can be reached at the following address for sending written notifications and counter-notifications of claimed infringement:
United States Corporation Agents, Inc.
345 Witherspoon Street
Princeton, NJ 08542
You agree to indemnify, defend, and hold harmless PrivacySteward.org, its affiliated companies, contractors, employees, agents and its third-party
suppliers, licensors, and partners from any claims, losses, damages, liabilities, and expenses (including legal fees and expenses), arising out of
any use or misuse of the Website, any violation of the Terms, or any breach of the representations, warranties, and covenants made herein by You.
10. Disclaimers; No Warranties
THE WEBSITE, AND ALL DATA, INFORMATION, SOFTWARE, WEBSITE MATERIALS, CONTENT, USER CONTENT, REFERENCE SITES, SERVICES, OR
APPLICATIONS MADE AVAILABLE IN CONJUNCTION WITH OR THROUGH THE WEBSITE, ARE PROVIDED ON AN “AS IS,” “AS AVAILABLE,” AND “WITH ALL FAULTS” BASIS.
TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, PRIVACYSTEWARD.ORG, AND ITS AFFILIATES AND LICENSORS, DISCLAIM ANY AND ALL
WARRANTIES AND CONDITIONS, WHETHER STATUTORY, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM
PRIVACYSTEWARD.ORG OR THROUGH THE WEBSITE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN.
PRIVACYSTEWARD.ORG, AND ITS SUPPLIERS, LICENSORS, AND AFFILIATES, DO NOT WARRANT THAT THE WEBSITE OR ANY DATA, USER CONTENT, FUNCTIONS,
OR ANY OTHER INFORMATION OFFERED ON OR THROUGH THE WEBSITE WILL BE UNINTERRUPTED, OR FREE OF ERRORS, VIRUSES OR OTHER HARMFUL COMPONENTS, AND
DO NOT WARRANT THAT ANY OF THE FOREGOING WILL BE CORRECTED.
Harm to Your Computer.
YOU UNDERSTAND AND AGREE THAT YOUR USE, ACCESS, DOWNLOAD, OR OTHERWISE OBTAINING OF CONTENT, WEBSITE MATERIALS, SOFTWARE, OR
DATA THROUGH THE WEBSITE (INCLUDING THROUGH ANY API’S) IS AT YOUR OWN DISCRETION AND RISK, AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR
PROPERTY (INCLUDING YOUR COMPUTER SYSTEM) OR LOSS OF DATA THAT RESULTS THEREFROM.
Limitations by Applicable Law.
SOME STATES OR OTHER JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY
TO YOU. YOU MAY ALSO HAVE OTHER RIGHTS THAT VARY FROM STATE TO STATE AND JURISDICTION TO JURISDICTION.
11. Limitation of Liability and Damages
Limitation of Liability.
UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, WILL PRIVACYSTEWARD.ORG OR ITS AFFILIATES, CONTRACTORS, EMPLOYEES,
AGENTS, OR THIRD-PARTY PARTNERS, LICENSORS, OR SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, RELIANCE, OR EXEMPLARY DAMAGES
(INCLUDING WITHOUT LIMITATION DAMAGES ARISING FROM ANY UNSUCCESSFUL COURT ACTION OR LEGAL DISPUTE, LOST BUSINESS, LOST REVENUES OR PROFITS, LOSS OF DATA, OR ANY
OTHER PECUNIARY OR NON-PECUNIARY LOSS OR DAMAGE OF ANY NATURE WHATSOEVER) ARISING OUT OF OR RELATING TO THE TERMS OR YOUR USE OF (OR INABILITY TO USE) THE WEBSITE
OR ANY REFERENCE SITES, OR ANY OTHER INTERACTIONS WITH PRIVACYSTEWARD.ORG, EVEN IF PRIVACYSTEWARD.ORG OR A PRIVACYSTEWARD.ORG AUTHORIZED REPRESENTATIVE HAS BEEN
ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE
ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, PRIVACYSTEWARD.ORG’S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Limitation of Damages.
IN NO EVENT WILL PRIVACYSTEWARD.ORG’S OR ITS AFFILIATES’, CONTRACTORS’, EMPLOYEES’, AGENTS’, OR THIRD-PARTY PARTNERS’, LICENSORS’, OR SUPPLIERS’
TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION ARISING OUT OF OR RELATING TO THE TERMS OR YOUR USE OF THE WEBSITE OR YOUR INTERACTION WITH OTHER
WEBSITE USERS (WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), WARRANTY, OR OTHERWISE), EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THE WEBSITE DURING THE
TWELVE MONTHS IMMEDIATELY PRECEDING THE DATE OF THE CLAIM OR ONE HUNDRED DOLLARS, WHICHEVER IS GREATER.
Basis of the Bargain.
YOU ACKNOWLEDGE AND AGREE THAT PRIVACYSTEWARD.ORG HAS OFFERED THE WEBSITE AND ENTERED INTO THE TERMS IN RELIANCE UPON THE DISCLAIMERS AND THE LIMITATIONS
OF LIABILITY SET FORTH HEREIN, THAT THE DISCLAIMERS AND THE LIMITATIONS OF LIABILITY SET FORTH HEREIN REFLECT A REASONABLE AND FAIR ALLOCATION OF RISK BETWEEN YOU AND
PRIVACYSTEWARD.ORG, AND THAT THE DISCLAIMERS AND THE LIMITATIONS OF LIABILITY SET FORTH HEREIN FORM AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN YOU AND PRIVACYSTEWARD.ORG.
PRIVACYSTEWARD.ORG WOULD NOT BE ABLE TO PROVIDE THE WEBSITE TO YOU ON AN ECONOMICALLY REASONABLE BASIS WITHOUT THESE LIMITATIONS.
12. Dispute Resolution and Arbitration
The Terms will be governed by and construed in accordance with the laws of the State of New Jersey, without giving effect to any principles
of conflicts of law.
For any claim related to the Terms or the Website, excluding claims for injunctive or other equitable relief, where the total amount sought
is less than ten thousand U.S. Dollars ($10,000.00 USD), either PrivacySteward.org or You may elect at any point in or during a dispute or proceeding to resolve
the claim through binding non-appearance-based arbitration. A party electing arbitration shall initiate it through an established alternative dispute resolution ("ADR")
provider mutually agreed upon by the parties. The ADR provider and the parties must comply with the following rules: (a) the arbitration shall be conducted, at the option
of the party seeking relief, by telephone, online, or based solely on written submissions; (b) the arbitration shall not involve any personal appearance by the parties
or witnesses unless otherwise mutually agreed by the parties; and (c) any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.
You agree that any action at law or in equity arising out of or relating to the Terms or PrivacySteward.org will be filed only in the state or
federal courts in and for Camden County, New Jersey, and each of You and PrivacySteward.org hereby consent and submit to the personal and exclusive jurisdiction of such courts
for the purposes of litigating any such action, except as provided in Section 12.2 regarding arbitration. Notwithstanding this, PrivacySteward.org shall still be allowed
to apply for injunctive or other equitable relief to protect or enforce its intellectual property rights in any court of competent jurisdiction.
Improperly Filed Claims.
All claims you bring against PrivacySteward.org must be resolved in accordance with this Section 12.3. All claims filed or brought contrary
to this Section 12 shall be considered improperly filed. Should either party file a claim contrary to this Section 12, the other party may recover attorneys' fees and
costs up to one thousand U.S. Dollars ($1,000.00 USD), provided that such party seeking such fees has notified the other in writing of the improperly filed claim, and the
other has failed to promptly withdraw the claim.
YOU AND PRIVACYSTEWARD.ORG AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE WEBSITE MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES.
OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED
Severability. If any provision of the Terms or any Guidelines is held to be unlawful, void, or for any reason unenforceable, then that provision will be limited or eliminated from the
Terms to the minimum extent necessary and will not affect the validity and enforceability of any remaining provisions.
Assignment. The Terms and related Guidelines, and any rights and licenses granted hereunder, may not be transferred or assigned by You without PrivacySteward.org’s prior written
consent, but may be assigned by PrivacySteward.org without consent or any restriction. Any assignment attempted to be made in violation of the Terms shall be null and void.
Survival. Upon termination of the Terms, any provision which, by its nature or express terms should survive, will survive such termination or expiration, including,
but not limited to, Sections 5 through 13.
Headings. The heading references herein are for convenience purposes only, do not constitute a part of the Terms, and will not be deemed to limit or affect any of the provisions hereof.
Entire Agreement. The Terms, the Privacy Notice and Guidelines constitute the entire agreement between You and PrivacySteward.org relating to the subject matter herein and will not be
modified except in writing, signed by both parties, or by a change to the Terms, Privacy Notice or Guidelines made by PrivacySteward.org as set forth in Section 5 above.
Disclosures. The Website is hosted in the United States, and the services provided hereunder are offered by
Voorhees Post Office, P.O. Box 194, Voorhees, NJ 08043;
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